All frequently asked questions

Finantzak protects your data through encrypted communications and access controls. We do not sell your financial data or send advertisers your balances, transactions, accounts, budgets, categories or text. Essential providers, such as hosting, payments and advertising in the free version, may process technical data in accordance with our Privacy Policy.

No. Finantzak does not currently connect directly to banks. You record and control the accounts and transactions you want to manage.

Premium includes personal cloud storage, cross-device sync, web access, backups, file storage, data recovery, and shared-workspace creation and administration.

Free works exclusively on-device in the mobile app. You can manage accounts, transactions, categories, budgets and other tools on your device, without personal cloud storage, personal sync or web access.

Yes. As the only exception to local-only operation, they can sync a shared workspace in the app while it is sponsored by an active Premium owner. This does not enable personal cloud storage, personal files or web access.

When Premium expires, the workspace is frozen read-only for all members for 30 days. During that period, the owner may reactivate Premium or transfer ownership to an active Premium member who explicitly accepts it. If neither happens, the workspace is deleted from the cloud when the period ends.

Your local information remains on the device. Personal cloud data is frozen for 30 days: you can reactivate Premium, request a complete export, or delete it early. Reactivating within the period cancels scheduled deletion; if you take no action, cloud data is deleted when the 30 days end.

You can request it from your secure account area while the recovery period remains open. Exports are queued, preferably processed during low-load periods, and made available within 72 hours. This is not an instant download.

Yes. Premium lets you store files and attachments in your private cloud and access them from your devices and the web.

Yes. Premium accounts do not show ads in the Android app. The website does not contain advertising.

No. Finantzak does not send AdMob or its advertising partners your balances, transactions, accounts, budgets, categories or text. Advertising may use technical device and ad-interaction data, such as IP address, advertising identifiers and diagnostics, according to your consent and our Privacy Policy. Finantzak does not sell the financial data you record.