Daily control
Review accounts and transactions, classify income and expenses, and see how your money changes over time.
Finantzak: your personal finance app
Track spending and income, organise accounts and create budgets with Finantzak for Android. Start for free on your phone; use the web and sync your data with Premium.
Free on Android. Web access and sync with Premium.
Interactive demo · Sample data
Everything in one place
Organise your finances your way
Record transactions, plan spending and share accounts whenever you need to coordinate with other people.
Planning
Create category budgets, organise recurring payments and use the calendar to plan ahead.
Shared accounts
Create shared spaces to organise expenses with your partner, family or anyone you choose.
Designed for everyday life
More clarity, fewer complications
Finantzak brings accounts, transactions, budgets, debts and documents together in one simple experience. Start privately and share only what you choose.
PRIVACY AND CONTROL
Your data remains yours
Finantzak limits access to your information and gives you tools to manage your account and data.
Account access
Your data requires an authenticated session, and every request checks that you have permission to access it.
Separate spaces
You can only access your own data and the shared spaces you belong to.
Control over your data
Manage your devices, download your files and request deletion of data stored in the cloud.
HELP
Frequently asked questions
Clear answers about Finantzak, its plans and your data.
Is Finantzak secure and private?
Finantzak protects your data through encrypted communications and access controls. We do not sell your financial data or send advertisers your balances, transactions, accounts, budgets, categories or text. Essential providers, such as hosting, payments and advertising in the free version, may process technical data in accordance with our Privacy Policy.
Does it connect to my banks automatically?
No. Finantzak does not currently connect directly to banks. You record and control the accounts and transactions you want to manage.
What does Premium include?
Premium includes personal cloud storage, cross-device sync, web access, backups, file storage, data recovery, and shared-workspace creation and administration.
What can I do for free?
Free works exclusively on-device in the mobile app. You can manage accounts, transactions, categories, budgets and other tools on your device, without personal cloud storage, personal sync or web access.
Can a Free user participate in a shared workspace?
Yes. As the only exception to local-only operation, they can sync a shared workspace in the app while it is sponsored by an active Premium owner. This does not enable personal cloud storage, personal files or web access.
What happens if the owner of a shared workspace loses Premium?
When Premium expires, the workspace is frozen read-only for all members for 30 days. During that period, the owner may reactivate Premium or transfer ownership to an active Premium member who explicitly accepts it. If neither happens, the workspace is deleted from the cloud when the period ends.
Learn, organise and compare
Choose the reading that helps with today’s question: understanding your finances, reviewing spending or deciding which app suits you.
Personal finance
Understand income, spending, savings and debts before choosing how to organise them.
Learn the foundationsSpending and budgets
Review monthly spending, build a budget and plan for subscriptions and annual bills.
Organise my spendingApp comparisons
Compare options for recording spending and sharing expenses. Explore alternatives to Fintonic and privacy criteria too.
Compare finance appsUsing Finantzak
Explore the app’s tools, organise receipts and check what each plan includes.
Explore FinantzakToby, included in Premium
Ask about your personal Finantzak records and get help understanding them. Toby uses the information you authorise, without making you copy all your records into another chat.
- How much have I spent on groceries this month?
- Find yesterday’s expense so I can review its details.
- What would change if I saved another 50 euros?
Example queries, not guaranteed results. Toby requires Internet access, consent and available quota. Simulations depend on your records and assumptions. It does not automatically connect to your banks or move real money.
Website updates
Changes published on this website. Android versions have their own distribution; a website improvement does not mean an app update.
Clearer plans and access
The comparison shows what you can do for free and what Premium includes, with Toby examples. Premium access explains how to subscribe on Android and use the same account on the web.
See how to get PremiumInteractive demo with sample data
Explore Home, Transactions and Accounts from the homepage without creating an account. The data is fictional and Toby’s chat is labelled as a simulation; the demo does not save real records.
Explore the homepage demoGot stuck getting started?
Tell us which step and what you expected to happen. Do not send passwords, balances or bank details. Positive and critical feedback both help us improve.
Send feedbackA simple routine for organising your money
Start with one account and a known balance
Choose an account you want to track, such as your bank account or the cash you carry. Enter a balance you can check, then record income and expenses from that date. Finantzak organises the information you enter: it does not connect automatically to your bank or move real money. You do not need to import your entire financial history to begin. A small set of checked records is more useful than a long history you have not reviewed.
Classify and review before drawing conclusions
Use categories to distinguish everyday purchases, bills and other expenses. Check dates and amounts and keep transfers between your own accounts separate: moving money does not create new income or spending by itself. For a credit card, distinguish what you owe from the funds available to you. If you share records with other people, first check the workspace they belong to and the permissions each participant has.
Plan for payments that have not arrived yet
Use category budgets to compare spending with your plan. Record recurring payments and check the calendar for upcoming commitments. Annual insurance or a renewal may require a reserve even when it does not appear every month. These tools help you organise and represent your decisions; they do not pay bills, block purchases or guarantee savings. Review the plan when your income or commitments change, rather than treating a projection as an existing balance.
Choose the access you need
You can start on Android with the Free plan and local storage. Premium enables personal sync and web access, subject to its conditions and availability. Creating an account does not purchase a subscription. Before changing plans, read the current conditions and check where your data is stored. The guides offer examples for reviewing expenses, budgets, subscriptions and annual payments. The frequently asked questions explain privacy and access, and the contact page provides a route to support if you need help.